Payday Industry News http://www.paydaycashadvanceloans.biz In the waning days of a special legislation session, the Senate Rules Committee of the state of Washington has passed their Senate budget, along with five additional bills – including SB5312, which would introduce a new type of short term loan to the state. http://www.paydaycashadvanceloans.biz/articles_washington-state-payday-loan-measure-lives-on.asp Article 2006 on PaydayCashAdvanceLoans.biz Sat, 15 Jun 2013 00:00:00 GMT Though the Rhode Island General Assembly has taken a critical step towards finding a common ground on payday loans, with only two weeks left in session, a final compromise is still very much uncertain. http://www.paydaycashadvanceloans.biz/articles_rhode-island-working-on-payday-loan-reform.asp Article 2003 on PaydayCashAdvanceLoans.biz Tue, 11 Jun 2013 00:00:00 GMT According to the Center for Responsible Lending, many Credit Unions have been offering their customers short-temr loans with high interest rates. http://www.paydaycashadvanceloans.biz/articles_consumer-advocates-fight-high-interest-credit-union-loans.asp Article 1998 on PaydayCashAdvanceLoans.biz Sun, 02 Jun 2013 00:00:00 GMT Pennsylvania’s hard-line stance against payday loans has persisted for nearly three decades, but Republican State Senator Pat Browne is trying to change the ingrained status quo with a new short-term loan product designed to help ease risky borrowers back into main stream bank loans. http://www.paydaycashadvanceloans.biz/articles_penn-state-senator-pitches-new-payday-loan-plan.asp Article 1997 on PaydayCashAdvanceLoans.biz Sun, 02 Jun 2013 00:00:00 GMT BET founder Robert Johnson has helped innovative lender Think Finance design a new loan that will be offered through major coroporation's payroll services. http://www.paydaycashadvanceloans.biz/articles_bet-founder-helps-design-new-payday-loan-product.asp Article 1995 on PaydayCashAdvanceLoans.biz Mon, 27 May 2013 00:00:00 GMT Critics of payday loans now move on to installment loans, still without providing any alternatives or solutions of their own. http://www.paydaycashadvanceloans.biz/articles_payday-loan-critics-moving-on-to-installment-loans.asp Article 1992 on PaydayCashAdvanceLoans.biz Mon, 27 May 2013 00:00:00 GMT The FDIC and OCC guidelines will determine supervisory regulations for banks who are offering any kind of short-term loan or deposit advance loan; and require lenders to start gauging a borrower’s creditworthiness before extending them a loan. http://www.paydaycashadvanceloans.biz/articles_fdic-and-occ-join-forces-against-bank-cash-advance-loans.asp Article 1990 on PaydayCashAdvanceLoans.biz Mon, 13 May 2013 00:00:00 GMT though California is known as one of the more proactive states in terms of forward-thinking consumer financial protections, it has relatively tame payday loan laws. Senate Bill 515 would introduce two more seemingly-innocuous restriction that could have a big impact for borrowers. http://www.paydaycashadvanceloans.biz/articles_bill-to-limit-payday-loans-reaches-california-senate.asp Article 1987 on PaydayCashAdvanceLoans.biz Sat, 04 May 2013 00:00:00 GMT While Ohio Republican Mike Dovilla's bill to help keep short term loan customers out of debt starts out with good intentions, it takes a curious left turn at the end. http://www.paydaycashadvanceloans.biz/articles_ohio-representatives-misguided-attempt-at-payday-loan-reform.asp Article 1985 on PaydayCashAdvanceLoans.biz Mon, 29 Apr 2013 00:00:00 GMT Both Alabama Senate President Pro Temp Del Marsh, and Representative Patricia Todd have submitted bills to curb payday loan lending with their respective Houses within the last week. http://www.paydaycashadvanceloans.biz/articles_alabama-legislators-offer-competing-bills.asp Article 1980 on PaydayCashAdvanceLoans.biz Mon, 29 Apr 2013 00:00:00 GMT Thanks to Colorado Attorney General John Suthers, 24,000 customers of payday loans in Colorado will be splitting $400,000 worth in refunds from payday lender EZMoney, and pawnbroker EZPawn. http://www.paydaycashadvanceloans.biz/articles_colorado-attorney-general-fights-for-his-consumers.asp Article 1975 on PaydayCashAdvanceLoans.biz Mon, 15 Apr 2013 00:00:00 GMT After years of reluctance within the Texas state government to implement restrictions on payday loans, a bill to do just that has been introduced in the Senate. http://www.paydaycashadvanceloans.biz/articles_payday-loan-restrictions-stirring-in-texas-senate.asp Article 1973 on PaydayCashAdvanceLoans.biz Mon, 15 Apr 2013 00:00:00 GMT Desperate for new revenues, banks have recently tried their hand at the short-term lending game: a growing, big money industry, where the little credibility banks have left might still give them the edge over the competition. http://www.paydaycashadvanceloans.biz/articles_short-term-bank-loans-under-scrutiny.asp Article 1969 on PaydayCashAdvanceLoans.biz Mon, 25 Mar 2013 00:00:00 GMT Faced with dwindling profits, Dennis Bassford, the CEO of one of the country’s biggest lenders, Seattle-based MoneyTree, has approached the legislature with the design for a new loan that would not be tied to the customer’s paychecks or bank accounts http://www.paydaycashadvanceloans.biz/articles_payday-loan-ceo-hopes-new-loan-brings-old-profits-back.asp Article 1967 on PaydayCashAdvanceLoans.biz Sun, 24 Mar 2013 00:00:00 GMT Alabama, Mississippi, Texas -- These states are known for their conservative Christian values, political inclinations, and historical ties. They are also becoming the region where payday loans are most proliferative. http://www.paydaycashadvanceloans.biz/articles_alabama-is-part-of-the-payday-loan-bible-belt.asp Article 1963 on PaydayCashAdvanceLoans.biz Mon, 11 Mar 2013 00:00:00 GMT Since 2001, payday loans have been strictly and completely banned within the state of North Carolina. State Senator Jerry Tillman has presented Senate Bill 89 that would allow deferred deposit transactions of up to $500. http://www.paydaycashadvanceloans.biz/articles_north-carolina-might-bring-back-payday-loans.asp Article 1961 on PaydayCashAdvanceLoans.biz Sun, 03 Mar 2013 00:00:00 GMT This legislative session, the Mississippi State House of Representatives was faced with two seemingly-mutually exclusive bills whose final vote would put the state clearly on one side or the other of the payday loan debate. http://www.paydaycashadvanceloans.biz/articles_payday-lenders-multiplying-in-mississippi.asp Article 1958 on PaydayCashAdvanceLoans.biz Mon, 11 Feb 2013 00:00:00 GMT Innovative payday lenders among American Banker's Top 8 Nonbanks fo Watch in 2013 http://www.paydaycashadvanceloans.biz/articles_innovative-payday-lenders-among-top-8-list.asp Article 1956 on PaydayCashAdvanceLoans.biz Sat, 02 Feb 2013 00:00:00 GMT Without a doubt one of the current hotbeds of cash advance-hungry consumers is the state of Minnesota. Despite rigid and complex state payday loan regulations, the total number of payday loans per year doubled from 2007 to 2011. http://www.paydaycashadvanceloans.biz/articles_minnesotans double payday loan total in four years.asp Article 1955 on PaydayCashAdvanceLoans.biz Tue, 29 Jan 2013 00:00:00 GMT As more and more information gets exchanged online, scammers are able to continuously find new ways to tap personal information and defraud unsuspecting victims. Using fake email addresses and websites, online scammers managed to victimize former customers of the online payday loan lender Wonga. http://www.paydaycashadvanceloans.biz/articles_new-year-new-threats-avoiding-online-fraud.asp Article 1947 on PaydayCashAdvanceLoans.biz Mon, 28 Jan 2013 00:00:00 GMT The Virginia General Assembly is now in session. They will debate and consider hundreds of issues, including, as always, whether or not to tighten regulations on payday loan lending. http://www.paydaycashadvanceloans.biz/articles_payday-loans-on-the-docket-as-va-assembly-enters-session.asp Article 1946 on PaydayCashAdvanceLoans.biz Fri, 18 Jan 2013 00:00:00 GMT Following the steps of San Antonio, Austin, and Dallas, the city of El Paso has taken payday loan regulation into their own hands, circumventing lax state regulations and an unhurried state legislature. http://www.paydaycashadvanceloans.biz/articles_el-paso-becomes-4th-texas-city-to-pass-payday-loan-ordinance.asp Article 1942 on PaydayCashAdvanceLoans.biz Tue, 15 Jan 2013 00:00:00 GMT In 2012, payday loan lenders in the state of Texas ponied up over $1.6 million to Republican candidates in state elections. http://www.paydaycashadvanceloans.biz/articles_payday-lenders-donate-big-bucks-to-republicans-in-texas.asp Article 1939 on PaydayCashAdvanceLoans.biz Mon, 07 Jan 2013 00:00:00 GMT Payday loans were once the bottom of the barrel of financial options; the last, desperate resort for some quick cash. Today, cash advance loans are a booming $6 trillion industry, filling in the gap created by a weak economy and a severely diminished banking industry. http://www.paydaycashadvanceloans.biz/articles_revolutionizing-the-payday-loan-revolution.asp Article 1938 on PaydayCashAdvanceLoans.biz Mon, 07 Jan 2013 00:00:00 GMT A clash of legislation and regulation has allowed for injustice against Ohio consumers to perpetuate for 4 years. http://www.paydaycashadvanceloans.biz/articles_confusing-political-arena-undermines-ohio-payday-loan-laws.asp Article 1935 on PaydayCashAdvanceLoans.biz Tue, 18 Dec 2012 00:00:00 GMT payday loans, payday loan, auto title loans, installment loans, car title loans http://www.paydaycashadvanceloans.biz/articles_payday-lenders-back-in-business-in-wisconsin.asp Article 1931 on PaydayCashAdvanceLoans.biz Thu, 13 Dec 2012 00:00:00 GMT While almost a third of the states across the country have taken extreme and in some cases brash legislative action against short term lenders, Texas has been one of the few that has chosen to slow-play their response to the controversial payday loan industry, opting to allow capitalism to take its course. http://www.paydaycashadvanceloans.biz/articles_texas-lawmakers-crunching-short-term-credit-numbers.asp Article 1927 on PaydayCashAdvanceLoans.biz Tue, 04 Dec 2012 00:00:00 GMT Nevada is one of the states with the most lax payday loan regulations, yet citizens are still worried about a possible Federal charter. http://www.paydaycashadvanceloans.biz/articles_nevada-considers-state-laws-v-federal-regulations-on-payday-loans.asp Article 1925 on PaydayCashAdvanceLoans.biz Sun, 18 Nov 2012 00:00:00 GMT The Federal Trade Commission has come to a settlement with a California man who worked in conjunction with an organization in India that posed as debt collectors to scam innocent victims whose information they obtained off applications for payday loans. http://www.paydaycashadvanceloans.biz/articles_ftc-settles-suit-with-debt-collection-scam-king-pin.asp Article 1924 on PaydayCashAdvanceLoans.biz Thu, 08 Nov 2012 00:00:00 GMT Wells Fargo has started offering payday loans as a way of offsetting the losses from lawsuits and new regulations. http://www.paydaycashadvanceloans.biz/articles_why-wells-fargo-is-now-offering-payday-loans.asp Article 1919 on PaydayCashAdvanceLoans.biz Thu, 01 Nov 2012 00:00:00 GMT Since implementing a $500 maximum limit on payday loans in August of 2010, the total amount Colorado citizens have borrowed has dropped by 60%. http://www.paydaycashadvanceloans.biz/articles_colorado-citizens-pay-60-percent-less-for-payday-loans.asp Article 1918 on PaydayCashAdvanceLoans.biz Thu, 01 Nov 2012 00:00:00 GMT Since bringing the hammer down on payday loans in 2008, the number of auto title loan lenders in the state of Virginia has doubled. http://www.paydaycashadvanceloans.biz/articles_virginia-is-an-example-of-payday-loan-regulation-gone-wrong.asp Article 1914 on PaydayCashAdvanceLoans.biz Wed, 31 Oct 2012 00:00:00 GMT Small businesses depend on loans and merchant cash advances to manage monthly cash flow, but with the tighter lending regulations in place since 2007, it has become increasingly difficult for businesses, in particular small businesses, to get loans from banks and credit unions. http://www.paydaycashadvanceloans.biz/articles_why_small_businesses_are_in_a_cash_crunch.asp Article 1913 on PaydayCashAdvanceLoans.biz Wed, 31 Oct 2012 00:00:00 GMT Missourians for Responsible Lending has repeatedly found roadblocks along their path to getting a ballot initiative added to the ballot for the November election. http://www.paydaycashadvanceloans.biz/articles_missouri-ballot-initiative-saga-continues.asp Article 1912 on PaydayCashAdvanceLoans.biz Wed, 17 Oct 2012 00:00:00 GMT Through a loophole known as the Deferred Presentment Services Act, payday loan companies have been allowed to ignore the 36% cap and set their own. Read on to find out more. http://www.paydaycashadvanceloans.biz/articles_payday-loan-businesses-take-advantage-of-horrible-lending-loophole.asp Article 1905 on PaydayCashAdvanceLoans.biz Thu, 04 Oct 2012 00:00:00 GMT California is cracking down on online payday advance companies that break the law. http://www.paydaycashadvanceloans.biz/articles_california-getting-tough-on-online-lenders.asp Article 1897 on PaydayCashAdvanceLoans.biz Thu, 13 Sep 2012 00:00:00 GMT Fifth Third Bank gets sued over fees on their short term loans. http://www.paydaycashadvanceloans.biz/articles_fifth-third-bank-sued over-short-term-lending-practices.asp Article 1895 on PaydayCashAdvanceLoans.biz Thu, 23 Aug 2012 00:00:00 GMT The SAFE Lending Act hopes to address legislation gaps caused by the inherent differences between payday loans and online loans. http://www.paydaycashadvanceloans.biz/articles_senate-bill-aims-to-streamline-online-lending .asp Article 1892 on PaydayCashAdvanceLoans.biz Tue, 21 Aug 2012 00:00:00 GMT The online lending industry is hoping to influence Congress into transferring oversight from the patchwork system of state laws and the CFPB, to the Office of the Comptroller of the Currency within the U.S Treasury Department. http://www.paydaycashadvanceloans.biz/articles_online-lenders-look-to-shake-payday-name.asp Article 1890 on PaydayCashAdvanceLoans.biz Mon, 13 Aug 2012 00:00:00 GMT A study conducted by a team from the Pew Charitable Trusts interviewed over 50,000 Americans in order to collect data that allowed them to identify demographics of Americans more or less likely to use cash advance loans. http://www.paydaycashadvanceloans.biz/articles_pew-study-pulls-back-the-curtain-on-payday-loans .asp Article 1887 on PaydayCashAdvanceLoans.biz Sun, 22 Jul 2012 00:00:00 GMT The influx of new and varied short term loan products shows that the industry is growing and maturing. http://www.paydaycashadvanceloans.biz/articles_short-term-lending-market-starting-to-round-out.asp Article 1885 on PaydayCashAdvanceLoans.biz Thu, 19 Jul 2012 00:00:00 GMT Backed by California Representative Joe Baca and a bipartisan group of lawmakers from twelve different states, a new bill aims to curb the Consumer Financial Protections Bureau’s authority to regulate non-bank lenders http://www.paydaycashadvanceloans.biz/articles_new-bill-might-challenge-cfpb.asp Article 1883 on PaydayCashAdvanceLoans.biz Sun, 15 Jul 2012 00:00:00 GMT As part of their annual review of defense policy, the Senate Armed Forces Committee has accepted changes to the Military Lending Act of 2006. http://www.paydaycashadvanceloans.biz/articles_pentagon-department-defense-consider-short-term-loan-changes-for-military.asp Article 1880 on PaydayCashAdvanceLoans.biz Thu, 12 Jul 2012 00:00:00 GMT Much has been made about how lax many state payday loan regulations are west of the Mississippi. While critics like to portray abhorrent practices and mass outcry, the numbers simply don’t support these claims, despite the lax regulations. http://www.paydaycashadvanceloans.biz/articles_idaho-payday-loans-by-the-numbers.asp Article 1878 on PaydayCashAdvanceLoans.biz Mon, 25 Jun 2012 00:00:00 GMT For years regarded as the wild wild west of payday loans, cities like Austin, Dallas and San Antonio have slowly started adopting carefully measured payday lending restrictions. http://www.paydaycashadvanceloans.biz/articles_texas-towns-consider-payday-loans-and-how-best-to-serve-citizens.asp Article 1875 on PaydayCashAdvanceLoans.biz Mon, 25 Jun 2012 00:00:00 GMT While many local and state governments, legislators and community groups are at odds with the payday loan industry, Pennsylvania has instead elected to work with payday lenders to craft a set of realistic and helpful regulations to protect consumers while allowing them access to the credit products they continue to demand in record numbers. http://www.paydaycashadvanceloans.biz/articles_pennsylvania-working-with-payday-loan-industry-on-fair-and-reasonable-regulations.asp Article 1871 on PaydayCashAdvanceLoans.biz Tue, 19 Jun 2012 00:00:00 GMT The incredible demand for short-term loans is effectively bringing competition to the industry. As the industry continues to evolve and mature, the products will improve as well, and customers will benefit. http://www.paydaycashadvanceloans.biz/articles_high consumer demand leading to new short term lending products.asp Article 1864 on PaydayCashAdvanceLoans.biz Sun, 10 Jun 2012 00:00:00 GMT Examining several factors that might explain why young adults are increasingly turning to alternative financial products. http://www.paydaycashadvanceloans.biz/articles_young-adults-using-alternative-lenders.asp Article 1862 on PaydayCashAdvanceLoans.biz Fri, 25 May 2012 00:00:00 GMT The CFPB has hired a University of Utah Professor who is certainly not a fence sitter on the issue of short-term loans. How will this hire shape CFPB policies moving forward? http://www.paydaycashadvanceloans.biz/articles_new-cfpb-hire-is-a-bad-omen-for-alternative-lenders.asp Article 1858 on PaydayCashAdvanceLoans.biz Tue, 15 May 2012 00:00:00 GMT Pennsylvania legislators are carefully looking into options for allowing a controlled amount of payday loan lenders back into the state. http://www.paydaycashadvanceloans.biz/articles_pennsylvania-legislators-show-interest-in-bringing-back-payday-loans.asp Article 1855 on PaydayCashAdvanceLoans.biz Tue, 08 May 2012 00:00:00 GMT Banking on (no pun intended) their traditional credibility, banks have started bombarding low-income consumers with slews of new products that carry heavy fees and high interest rates. http://www.paydaycashadvanceloans.biz/articles_avoid-bank-short-term-loans.asp Article 1851 on PaydayCashAdvanceLoans.biz Wed, 02 May 2012 00:00:00 GMT A British payday loan company has partnered with a local charity that helps build schools and create local loan association in rural Uganda and Kenya. http://www.paydaycashadvanceloans.biz/articles_uk-payday-lender-supports-africa-charity.asp Article 1849 on PaydayCashAdvanceLoans.biz Sun, 29 Apr 2012 00:00:00 GMT The CFPB will now be taking consumer comments regarding mandatory arbitration clauses that accompany some financial products like checking accounts, credit cards, and payday loans. http://www.paydaycashadvanceloans.biz/articles_cfpb-examining-mandatory-arbitration.asp Article 1846 on PaydayCashAdvanceLoans.biz Wed, 25 Apr 2012 00:00:00 GMT FTC lawsuit reminds us that the best way to be confident that the company you choose to work with really has fair policies and procedures is to find a company that is a member of a trade association like CFSA or FISCA. http://www.paydaycashadvanceloans.biz/articles_native-american-affiliated-lenders-draw-government-attention.asp Article 1845 on PaydayCashAdvanceLoans.biz Wed, 18 Apr 2012 00:00:00 GMT A Jefferson City, Missouri judge has invalidated a petition for a ballot initiative that would challenge the state’s payday loan lending laws because he felt the description of the law change was unclear and likely to deceive voters. http://www.paydaycashadvanceloans.biz/articles_missouri-judge-shuts-down-payday-loan-petition .asp Article 1839 on PaydayCashAdvanceLoans.biz Sun, 08 Apr 2012 00:00:00 GMT A change in policy is allowing Mitt Romney's campaign to benefit from the support of finance companies who share his views on certain tax rates. http://www.paydaycashadvanceloans.biz/articles_finance-companies-support-romneys-campaign.asp Article 1837 on PaydayCashAdvanceLoans.biz Sun, 08 Apr 2012 00:00:00 GMT Progressive payday lenders are using statistical analysis, or data mining, to develop new products for needy consumers, and create more accurate snap shots of customers’ payment tendencies http://www.paydaycashadvanceloans.biz/articles_more-data-means-more-loans-for-low-income-borrowers.asp Article 1834 on PaydayCashAdvanceLoans.biz Sun, 25 Mar 2012 00:00:00 GMT For people with bad credit, payday loans and prepaid cards can actually be used as a tool to rebuild their credit. http://www.paydaycashadvanceloans.biz/articles_rebuilding-bad-credit-is-an-uphill-battle.asp Article 1833 on PaydayCashAdvanceLoans.biz Tue, 13 Mar 2012 00:00:00 GMT Though it seemed like the CFPB was headed towards an investigation on short-term loans, they have about faced and turned their attention to big banks. The two issues they are looking to address are overdraft fees and bank backed short-term loans. http://www.paydaycashadvanceloans.biz/articles_cfpb-sees-big-banks-as-threat-to-consumers.asp Article 1829 on PaydayCashAdvanceLoans.biz Sun, 11 Mar 2012 00:00:00 GMT Around 80 credit unions in Pennsylvania are taking part in a program to offer state residents a short-term lending product similar to payday loans. http://www.paydaycashadvanceloans.biz/articles_credit-union-payday-loan-plan-popular-in-pennsylvania.asp Article 1824 on PaydayCashAdvanceLoans.biz Thu, 08 Mar 2012 00:00:00 GMT Saddled with a California state law that allows payday loan lenders to charge 15% on short term loans of less than $300, San Mateo County is considering following the lead of other cities in the state by regulating the industry through things like zoning restrictions, limiting hours of operation, and permits. http://www.paydaycashadvanceloans.biz/articles_san-mateo-county-piggybacks-popular-payday-loan-changes.asp Article 1822 on PaydayCashAdvanceLoans.biz Wed, 29 Feb 2012 00:00:00 GMT After eight years of building a case, the District Court of Denver has ruled that the Colorado Attorney General can no longer investigate two American Indian tribes that offer online payday loans to the citizens of Colorado. http://www.paydaycashadvanceloans.biz/articles_court-dismisses-case-against-native-american-payday-lenders.asp Article 1820 on PaydayCashAdvanceLoans.biz Tue, 21 Feb 2012 00:00:00 GMT While New Hampshire is beginning to realize that maybe they acted too quickly in instituting a 36% APR cap for payday loans, Utah is taking the time to make sure their regulations are actually in the best interest of their citizens. http://www.paydaycashadvanceloans.biz/articles_utah-maintains-payday-loan-freedoms.asp Article 1814 on PaydayCashAdvanceLoans.biz Wed, 15 Feb 2012 00:00:00 GMT The debate in New Hampshire is a perfect example of why there is no simple solution to regulating payday loans. The answer is to find the right mix of checks and regulations to protect consumers while allowing the payday lending industry to grow and serve the needs of the people. http://www.paydaycashadvanceloans.biz/articles_new-hampshire-considers-new-type-of-short-term-loans .asp Article 1812 on PaydayCashAdvanceLoans.biz Wed, 08 Feb 2012 00:00:00 GMT Joined by the Idaho Community Action Network, the protestors will gather in front of a payday advance store in Boise to raise awareness for state payday lending laws that they believe sponsor a “cycle of debt.” http://www.paydaycashadvanceloans.biz/articles_occupy-boise-protests-payday-loans.asp Article 1806 on PaydayCashAdvanceLoans.biz Mon, 23 Jan 2012 00:00:00 GMT Much of the criticism against payday loans focuses on the gaudy looking triple-digit APR numbers that activists and politicians point to in order to give the impression that lenders are charging astronomical rates for short-term loans. http://www.paydaycashadvanceloans.biz/articles_looking-inside-the-math-of-payday-loan-apr-rates.asp Article 1804 on PaydayCashAdvanceLoans.biz Wed, 11 Jan 2012 00:00:00 GMT Even though Kentucky is one of the most tightly regulated states in the country in terms of payday lending, critics still want even more restrictions. http://www.paydaycashadvanceloans.biz/articles_kentucky-set-the-bar-on-payday-loan-reform.asp Article 1802 on PaydayCashAdvanceLoans.biz Mon, 09 Jan 2012 00:00:00 GMT In an attempt to make credit more available to low-income consumers, a company named CoreLogic has developed a new credit score that will broaden the scope of what information goes into calculating a person’s credit. http://www.paydaycashadvanceloans.biz/articles_credit-help-may-be-on-the-way-for-millions-of-americans.asp Article 1800 on PaydayCashAdvanceLoans.biz Tue, 13 Dec 2011 00:00:00 GMT The state Commerce Commissioner is taking action against four unlicensed payday lenders who have been granting loans to citizens within the state illegally. Minnesota has required lenders to be licensed for years, but online lenders have only been required to obtain a license for two years. http://www.paydaycashadvanceloans.biz/articles_minnesota-takes-action-against-online-payday-lenders.asp Article 1796 on PaydayCashAdvanceLoans.biz Sun, 04 Dec 2011 00:00:00 GMT The state of Utah is one of the most unregulated states in the country for payday loans. Now the state is implementing new systems to keep tabs on loans and the information yielded may be unreliable. http://www.paydaycashadvanceloans.biz/articles_looking-at-utah-payday-lending-data.asp Article 1794 on PaydayCashAdvanceLoans.biz Sat, 03 Dec 2011 00:00:00 GMT A coalition of faith-based groups has come together to bring an APR cap initiative to a public vote in Missouri http://www.paydaycashadvanceloans.biz/articles_battle-lines-drawn-for-missouri-payday-loan-initiative.asp Article 1786 on PaydayCashAdvanceLoans.biz Mon, 28 Nov 2011 00:00:00 GMT A South Dakota-based payday loan lender has been ordered to cease making loans and/ or collecting on loans in West Virginia until it complies with the investigative subpoena ordered by state Attorney General http://www.paydaycashadvanceloans.biz/articles_west-virginia-attorney-general-subpoenas-native-american-payday-lender.asp Article 1785 on PaydayCashAdvanceLoans.biz Wed, 16 Nov 2011 00:00:00 GMT Californians even exhibit a wide-range of opinions on the topic of payday loans. While California is known as one of the most progressive and aggressive states in terms of consumer protections, a state lawmaker is promoting a bill that would raise loan limits for payday loans. http://www.paydaycashadvanceloans.biz/articles_california-lawmaker-pushing-payday-loan-bill.asp Article 1781 on PaydayCashAdvanceLoans.biz Thu, 03 Nov 2011 00:00:00 GMT With tightened lending restrictions and new fees, banks are forcing many customers to try alternative financial products. http://www.paydaycashadvanceloans.biz/articles_alternative-lenders-gaining-popularity.asp Article 1779 on PaydayCashAdvanceLoans.biz Sun, 23 Oct 2011 00:00:00 GMT The Bloomington, Illinois City Council is debating whether or not it is constitutional for them to be regulating payday loan interest rates. http://www.paydaycashadvanceloans.biz/articles_illinois-town-considers-legality-of-capping-payday-loans.asp Article 1778 on PaydayCashAdvanceLoans.biz Mon, 17 Oct 2011 00:00:00 GMT While most of the country is trending towards tightened payday loan regulations, one Florida Senator is sponsoring a bill that would increase the cost of obtaining a cash advance loan. http://www.paydaycashadvanceloans.biz/articles_florida-town-going-against-the-grain-of-payday-loan-reform.asp Article 1776 on PaydayCashAdvanceLoans.biz Mon, 10 Oct 2011 00:00:00 GMT The owner of a Washington State payday lender is being charged with lying to investors and driving the business into the ground while using investment capital for personal gain. http://www.paydaycashadvanceloans.biz/articles_washington-payday-lender-accused-of-ponzi-scheme.asp Article 1773 on PaydayCashAdvanceLoans.biz Sun, 25 Sep 2011 00:00:00 GMT Arkansas Attorney General Dustin McDaniel has waged a war to ban payday lenders from his state. http://www.paydaycashadvanceloans.biz/articles_arkansas-fighting-online-payday-lenders.asp Article 1772 on PaydayCashAdvanceLoans.biz Thu, 22 Sep 2011 00:00:00 GMT Birmingham City Council will vote on Tuesday on whether or not to place a moratorium on businesses that offer quick cash or quick credit products like payday loans, check cashing and car title loans. http://www.paydaycashadvanceloans.biz/articles_birmingham-city-council-considering-moratorium.asp Article 1770 on PaydayCashAdvanceLoans.biz Mon, 12 Sep 2011 00:00:00 GMT Republicans have decided to block President Obama's nomination for the director of the CFPB, another move in the chess match between the parties that is defining the prominent issue going into next years presidential election: how to stimulate the sluggish economy. http://www.paydaycashadvanceloans.biz/articles_republicans-reject-obama-nominee.asp Article 1768 on PaydayCashAdvanceLoans.biz Sun, 11 Sep 2011 00:00:00 GMT Losing profits due to new regulations and a slow economy, traditional lenders have begun offering payday loan-like products. http://www.paydaycashadvanceloans.biz/articles_banks-getting-in-on-payday-loan-boom.asp Article 1762 on PaydayCashAdvanceLoans.biz Sat, 27 Aug 2011 00:00:00 GMT Members of the Austin City Council seek payday loan reforms. http://www.paydaycashadvanceloans.biz/articles_austin-city-council-to-vote-on-payday-loan-restrictions.asp Article 1756 on PaydayCashAdvanceLoans.biz Sun, 21 Aug 2011 00:00:00 GMT Annoyed by the inactivity of local government, a Missouri coalition has taken action by earning approval from Missouri Secretary of State to circulate a petition for capping the interest rates on payday loans, car title loans and other forms of short-term credit at 36%. http://www.paydaycashadvanceloans.biz/articles_petition-to-cap-payday-loans-circulating-in-missouri.asp Article 1754 on PaydayCashAdvanceLoans.biz Thu, 11 Aug 2011 00:00:00 GMT As payday lending booms in California thanks to state support, local governments consider techniques to gain control. http://www.paydaycashadvanceloans.biz/articles_california-counties-considering-payday-lending-changes.asp Article 1750 on PaydayCashAdvanceLoans.biz Thu, 04 Aug 2011 00:00:00 GMT The new Consumer Financial Protection Bureau plans to bring financial reform and confidence for consumers. http://www.paydaycashadvanceloans.biz/articles_consumer-credit-lending-hits-the-front-page.asp Article 1749 on PaydayCashAdvanceLoans.biz Mon, 01 Aug 2011 00:00:00 GMT Claiming that decisions made by Dallas City Council’s would be in violation of state laws, the Consumer Service Alliance of Texas has decided to file a lawsuit to halt legislation that would restrict payday loans and car title loans within the city limits. http://www.paydaycashadvanceloans.biz/articles_lawsuit-hopes-to-block-dallas-payday-laws.asp Article 1747 on PaydayCashAdvanceLoans.biz Mon, 18 Jul 2011 00:00:00 GMT A contentious report published by the Federal Reserve Bank of Kansas City supports the industries’ claims that their products, in fact, do benefit low-income populations. http://www.paydaycashadvanceloans.biz/articles_kansas-city-federal-reserve-study-finds-merit-in-payday-loans.asp Article 1744 on PaydayCashAdvanceLoans.biz Sun, 10 Jul 2011 00:00:00 GMT A group of Wisconsin appellate judges has opened yet another chapter in the state’s tenuous wrestling match with payday loans by asking the state Supreme Court to define a limit for excessive interest rates. http://www.paydaycashadvanceloans.biz/articles_wisconsin-judges-ask supreme-court-to-set-payday-loan-interest-rates.asp Article 1741 on PaydayCashAdvanceLoans.biz Mon, 04 Jul 2011 00:00:00 GMT According to a recent study, over 275,000 low-income families in the state of Virginia are using financial products like payday loans, car title loans and pawnshop loans to pay for a myriad of expenses. http://www.paydaycashadvanceloans.biz/articles_virigina-families-use-short-term-loans.asp Article 1739 on PaydayCashAdvanceLoans.biz Fri, 24 Jun 2011 00:00:00 GMT Just last year, in May of 2010, the state of Colorado signed legislation that would regulate the payday loan industry http://www.paydaycashadvanceloans.biz/articles_colorado-payday-loan-regulations-gone-wrong.asp Article 1737 on PaydayCashAdvanceLoans.biz Thu, 16 Jun 2011 00:00:00 GMT The state of New York has never allowed non-bank financial institutions to offer short-term loans. However, a bill is pending in both chambers of the New York State Legislature that would allow licensed check cashing stores to do exactly that. http://www.paydaycashadvanceloans.biz/articles_payday-loan-turf-war-reaches-new-york.asp Article 1734 on PaydayCashAdvanceLoans.biz Sun, 12 Jun 2011 00:00:00 GMT After restricting payday loans last year, Wisconsin's now republican-led finance committee looks to repeal some of the provisions. http://www.paydaycashadvanceloans.biz/articles_wisconsin-gop-proposes-repeal-of-payday-loan-limits.asp Article 1732 on PaydayCashAdvanceLoans.biz Thu, 02 Jun 2011 00:00:00 GMT To combat the bad rap of the payday loan industry, many credit unions have begun offering short-term credit loans carrying interest rates far higher than their typical products. http://www.paydaycashadvanceloans.biz/articles_credit-unions-offering-payday-loans.asp Article 1729 on PaydayCashAdvanceLoans.biz Thu, 26 May 2011 00:00:00 GMT Will payday lenders benefit from the United States Consumer Financial Protection Bureau created by President Barrack Obama? http://www.paydaycashadvanceloans.biz/articles_consumer-protection-bureau.asp Article 1726 on PaydayCashAdvanceLoans.biz Wed, 18 May 2011 00:00:00 GMT The State of California, one of the states most active in the fight for consumer protections, is considering a motion to raise the limit for payday loans from $300 to $500. http://www.paydaycashadvanceloans.biz/articles_california-raising-payday-loan-limit.asp Article 1723 on PaydayCashAdvanceLoans.biz Tue, 10 May 2011 00:00:00 GMT Thanks to a republican-led legislature New Hampshire may be relaxing some laws set to deter short-term lending. Possibly ushering back the payday loan. http://www.paydaycashadvanceloans.biz/articles_new-hampshire-might-bring-back-payday-loans.asp Article 1721 on PaydayCashAdvanceLoans.biz Sun, 01 May 2011 00:00:00 GMT With the creation of the Consumer Financial Protection Bureau the days of unregulated payday loans might be numbered. While today payday lending is a state issue. The new bureau's focus on consumer protection and credit products might make payday lending one of the first issues they put their prints on. http://www.paydaycashadvanceloans.biz/articles_how-the-cfpb-will-affect-payday-lending.asp Article 1719 on PaydayCashAdvanceLoans.biz Thu, 21 Apr 2011 00:00:00 GMT Payday lending is often unfairly maligned as a predatory financial service. However, a real criminal has used two payday loan sites as a front for a multi-million dollar ponzi scheme. http://www.paydaycashadvanceloans.biz/articles_payday-loan-ponzi-scheme.asp Article 1716 on PaydayCashAdvanceLoans.biz Tue, 19 Apr 2011 00:00:00 GMT In a rushed three-day session the Colorado House of Representatives passed legislation changing last year’s HB 1351 on Tuesday, March 29th with a vote of 36-27. http://www.paydaycashadvanceloans.biz/articles_colorado-changes-law to-keep-payday-loan-stores.asp Article 1713 on PaydayCashAdvanceLoans.biz Mon, 04 Apr 2011 00:00:00 GMT Elizabeth Warren and Sheila Bair, federal banking officials, speak before community bankers to discuss positive changes coming with the Dodd-Frank reforms. http://www.paydaycashadvanceloans.biz/articles_officials-discuss-financial-overhaul.asp Article 1712 on PaydayCashAdvanceLoans.biz Thu, 24 Mar 2011 00:00:00 GMT A proposal to bring back car title loans has already passed through the New Hampshire State Senate and is now awaiting a vote in Congress, which begs the question, are payday loans are next? http://www.paydaycashadvanceloans.biz/articles_new-hampshire-legislators-might-consider-bringing-back-payday-loans.asp Article 1711 on PaydayCashAdvanceLoans.biz Sun, 20 Mar 2011 00:00:00 GMT The House Financial Institutions Committee of Missouri heard proposals for two different bills designed to tweak how payday loan lenders operate within the state. The hearing lasted two hours as supporters and opponents of each bill stated their cases. http://www.paydaycashadvanceloans.biz/articles_missouri-debates-payday-loan-legislation.asp Article 1705 on PaydayCashAdvanceLoans.biz Thu, 10 Mar 2011 00:00:00 GMT A bill designed to keep consumers of payday loans from taking out multiple loans at a time was rejected by the Utah House Business and Labor Committee on Wednesday. The committee voted 9 to 4 to kill the bill. http://www.paydaycashadvanceloans.biz/articles_utah-rejects-payday-loan-bill.asp Article 1703 on PaydayCashAdvanceLoans.biz Thu, 03 Mar 2011 00:00:00 GMT The State of Texas is one of only six states in the U.S. that don’t regulate payday loans. State Senator Wendy Davis of Fort Worth aims to change that. Davis has submitted two separate bills to the Texas Senate Business and Commerce Committee. http://www.paydaycashadvanceloans.biz/articles_texas-to-consider-bolstering-payday-loan-laws.asp Article 1702 on PaydayCashAdvanceLoans.biz Thu, 24 Feb 2011 00:00:00 GMT Facing mounting restrictions from State legislatures across the U.S., payday lenders have started partnering with American Indian tribes to take advantage of their sovereignty. http://www.paydaycashadvanceloans.biz/articles_payday-lenders-partner-with-indian-tribes.asp Article 1699 on PaydayCashAdvanceLoans.biz Sun, 20 Feb 2011 00:00:00 GMT Social groups in both Kentucky and Iowa have formed coalitions within their state to push for more stringent payday loan regulations. The State of Virginia, on the other hand, is pushing towards expanding their rules on payday lending. http://www.paydaycashadvanceloans.biz/articles_states-seek-payday-loan-reform.asp Article 1696 on PaydayCashAdvanceLoans.biz Mon, 07 Feb 2011 00:00:00 GMT Mississippi Governor Haley Bardour meets with payday loan leaders over his presidential candidacy while his state considers new payday loan legislation. http://www.paydaycashadvanceloans.biz/articles_miss-gov-seeks-payday-funding.asp Article 1694 on PaydayCashAdvanceLoans.biz Thu, 03 Feb 2011 00:00:00 GMT The Mississippi House of Representatives has passed a law to tweak payday lending laws in the State and keep loan lenders operating for at least the next five years. http://www.paydaycashadvanceloans.biz/articles_mississippi passes payday lending bill.asp Article 1689 on PaydayCashAdvanceLoans.biz Wed, 26 Jan 2011 00:00:00 GMT In a move of self-preservation, FiSCA (the Financial Services Centers of America) has moved its headquarters from Hackensack, New Jersey to Washington D.C. FiSCA hopes that their strategic move will allow them more access to lawmakers and allow them to lobby and negotiate less stringent regulation. http://www.paydaycashadvanceloans.biz/articles_fisca-dc-hq.asp Article 1687 on PaydayCashAdvanceLoans.biz Thu, 20 Jan 2011 00:00:00 GMT Personal credit is much more than a piece of plastic in your wallet that allows you to charge purchases and pay for them later. In fact, credit, and your credit score, is a record of your financial activity. http://www.paydaycashadvanceloans.biz/articles_how credit works.asp Article 1685 on PaydayCashAdvanceLoans.biz Sun, 16 Jan 2011 00:00:00 GMT As of the first day of 2011 the State of Montana will enact new regulations on payday loans that has had deferred deposit lenders packing their bags since the vote was passed in early November. The new restrictions will cap the interest rate payday loan lenders can charge at annual percentage rate of 36%. http://www.paydaycashadvanceloans.biz/articles_payday-lenders-leave-montana.asp Article 1683 on PaydayCashAdvanceLoans.biz Tue, 04 Jan 2011 00:00:00 GMT On December 11th legislation designed to tighten regulations on the Texas state payday loan lending industry was introduced in the Texas State Legislature. The measure was proposed by Republican Senator Wendy Davis of Forth Worth who has made it a priority of her time in office to crack down on storefront payday lenders. http://www.paydaycashadvanceloans.biz/articles_texas payday lender loophole.asp Article 1682 on PaydayCashAdvanceLoans.biz Sat, 18 Dec 2010 00:00:00 GMT Though most payday lenders are honest, hard working busienss people, there are lenders out there who would try to take advantage of someone. The best way to protect yourself is by knowing your state laws and your rights as a payday loan consumer. http://www.paydaycashadvanceloans.biz/articles_payday-loan-consumer-rights.asp Article 1677 on PaydayCashAdvanceLoans.biz Thu, 09 Dec 2010 00:00:00 GMT Payday loan regulations are decided at the State, not federal level. Each state has its unique laws concerning the payday loan industry. Before you apply for a cash advance loan make sure you understand the laws in your state. http://www.paydaycashadvanceloans.biz/articles_know your payday loan fees.asp Article 1675 on PaydayCashAdvanceLoans.biz Sun, 28 Nov 2010 00:00:00 GMT Wisconsin was the last State in the US to adopt some sort of payday loan regulation. The laws may be short-lived as Republicans are set to take over in both houses of Legislature and the Governor's Office. http://www.paydaycashadvanceloans.biz/articles_wisconsin-payday-loan-laws.asp Article 1673 on PaydayCashAdvanceLoans.biz Tue, 16 Nov 2010 00:00:00 GMT Payday loans have come under public scrutiny and have become targeted by many state governments. However, much of the media jargon is misleading and misinformed. http://www.paydaycashadvanceloans.biz/articles_fact-vs-fiction.asp Article 1669 on PaydayCashAdvanceLoans.biz Sun, 14 Nov 2010 00:00:00 GMT Looking back, 2009 saw an increase in money lent out in payday loans in Colorado, but a decrease in the number of customers. Almost 100 payday lenders also closed their doors last year. http://www.paydaycashadvanceloans.biz/articles_colorado-payday-loans.asp Article 1666 on PaydayCashAdvanceLoans.biz Tue, 02 Nov 2010 00:00:00 GMT The State of Delaware has enacted Senate Bill 108 which places a license fee on payday loan businesses in order to finance their Financial Literacy Education Fund which is intended to teach Delewareans money management skills. http://www.paydaycashadvanceloans.biz/articles_delaware-financial-literacy-program.asp Article 1665 on PaydayCashAdvanceLoans.biz Tue, 26 Oct 2010 00:00:00 GMT Critics describe payday loans as deceitful, but the CFSA carefully explains and displays their processes. As with any financial product, both consumer and lender responsibility are necessary. http://www.paydaycashadvanceloans.biz/articles_know-what-youre-paying-for.asp Article 1661 on PaydayCashAdvanceLoans.biz Wed, 20 Oct 2010 00:00:00 GMT The CFSA is an organization that regulates the payday loan industry and aims to establish fair practices so consumers know they are receiving fair and ethical loans. http://www.paydaycashadvanceloans.biz/articles_cfsa-payday-lender-best-policies.asp Article 1659 on PaydayCashAdvanceLoans.biz Thu, 14 Oct 2010 00:00:00 GMT Initiative-164 aims to put a cap on payday loan interest rates in the State of Montana. While supporters claim that payday lending practices are predatory, laws are already in place to protect citizens, and the initiative would essentially make it difficult for such businesses to stay open. http://www.paydaycashadvanceloans.biz/articles_montana-debates-payday-loans.asp Article 1658 on PaydayCashAdvanceLoans.biz Thu, 07 Oct 2010 00:00:00 GMT Payday loans have become exceedingly popular in Memphis even though the industry has become a polarizing and highly disputed issue. http://www.paydaycashadvanceloans.biz/articles_memphis-payday-loan-hub.asp Article 1655 on PaydayCashAdvanceLoans.biz Thu, 30 Sep 2010 00:00:00 GMT Diane Denish, the democratic gubernatorial candidate of New Mexico, has vowed to confront “predatory” payday lending practices if elected governor. However, a 2007 law has already established realistic and reasonable regulations for payday loans in the state. http://www.paydaycashadvanceloans.biz/articles_new-mexico-gubernatorial-candidate-against-payday-loans.asp Article 1651 on PaydayCashAdvanceLoans.biz Tue, 21 Sep 2010 00:00:00 GMT With the economy and the home loan mortgage market struggling, the growth of the payday loan industry has given the banking system much needed stability. http://www.paydaycashadvanceloans.biz/articles_big-banks-fund-payday-loan-lenders.asp Article 1650 on PaydayCashAdvanceLoans.biz Thu, 16 Sep 2010 00:00:00 GMT An epidemic of fake payday loan debt collector scams have been plaguing the Midwest. Never disclose personal information to a business you are not absolutely sure is legitimate, and find out what legal debt collection practices are under the Fair Debt Collection Practices Act. http://www.paydaycashadvanceloans.biz/articles_fake-payday-loan-debt-collectors.asp Article 1648 on PaydayCashAdvanceLoans.biz Thu, 09 Sep 2010 00:00:00 GMT In July Obama passes a law that will spark an overhaul in the nations financial systems. Indented to protect consumers from unfair lending practices, the new system will have regulations and safeguards to prevent another mortgage and credit crisis. http://www.paydaycashadvanceloans.biz/articles_bureau-of-consumer-financial-protection-debate.asp Article 1645 on PaydayCashAdvanceLoans.biz Tue, 31 Aug 2010 00:00:00 GMT The state of Florida has established laws to curtail the payday loan industry. This is an outline of specific laws for the state so you can be sure your lender is following regulations. Before you sign a loan, make sure you are up-to-date and informed on the specific regulations for the state of Florida. http://www.paydaycashadvanceloans.biz/articles_florida-payday-loan-laws.asp Article 1643 on PaydayCashAdvanceLoans.biz Thu, 26 Aug 2010 00:00:00 GMT Though states are tightening restrictions on payday loan lenders, conservative and responsible consumers can use these loans wisely to get out of an unexpected financial bind. http://www.paydaycashadvanceloans.biz/articles_states-crack-down-on-payday-loans.asp Article 1642 on PaydayCashAdvanceLoans.biz Sun, 22 Aug 2010 00:00:00 GMT Debt consolidation loans can help you reduce debt by combining various loans with one low interest rate. http://www.paydaycashadvanceloans.biz/articles_how payday loan consolidation can reduce your debt.asp Article 1640 on PaydayCashAdvanceLoans.biz Thu, 12 Aug 2010 00:00:00 GMT Arizona has passed a law making cash advance payday loans illegal. Read all of the details, and if you don't live in Arizona, take advantage of your payday loan rights. http://www.paydaycashadvanceloans.biz/articles_arizona-against-payday-loans.asp Article 1639 on PaydayCashAdvanceLoans.biz Tue, 03 Aug 2010 00:00:00 GMT After the Recession, banks have limited lending and credit cards have made it harder to get credit. Only payday cash advance loan companies are still lending and getting people the cash they desperately need. http://www.paydaycashadvanceloans.biz/articles_payday-lenders-thriving-after-recession.asp Article 1637 on PaydayCashAdvanceLoans.biz Wed, 28 Jul 2010 00:00:00 GMT Illinois' Governor Pat Quinn has signed a bill closing a loophole in payday cash advance loan regulation. Find out how it will affect your Illinois payday loan options. http://www.paydaycashadvanceloans.biz/articles_illinois-signs-bill-regulating-payday-loans.asp Article 1634 on PaydayCashAdvanceLoans.biz Fri, 23 Jul 2010 00:00:00 GMT Wisconsin's Governor Jim Doyle has recently signed a bill regulating all payday cash advance loans within the state. Find out how it will affect your Wisconsin payday loan options. http://www.paydaycashadvanceloans.biz/articles_wisconsin-loan-regulations.asp Article 1628 on PaydayCashAdvanceLoans.biz Mon, 12 Jul 2010 00:00:00 GMT California payday loans have mandatory lower interest rates than other states. Read this article to understand payday loans in California. http://www.paydaycashadvanceloans.biz/articles_california-payday-loans-have-low-interest-rates.asp Article 1621 on PaydayCashAdvanceLoans.biz Thu, 24 Jun 2010 00:00:00 GMT Many wonder if they can get a payday loan with only a prepaid debit card. Will I incur overdraft charges? What other personal loans do I qualify for? http://www.paydaycashadvanceloans.biz/articles_prepaid-debit-card.asp Article 1613 on PaydayCashAdvanceLoans.biz Mon, 14 Jun 2010 00:00:00 GMT If you live in the State of Georgia, and you need a cash advance payday loan, read about Georgia's regulations first. http://www.paydaycashadvanceloans.biz/articles_georgia-payday-loan-regulations.asp Article 1611 on PaydayCashAdvanceLoans.biz Thu, 10 Jun 2010 00:00:00 GMT Cash Advance Payday Loan Companies may be forced out of business if proposed bill legislation gets passed. Take advantage now while you still can. http://www.paydaycashadvanceloans.biz/articles_payday-loans-cfpa-bill.asp Article 1607 on PaydayCashAdvanceLoans.biz Tue, 01 Jun 2010 00:00:00 GMT A bankruptcy filing affects only certain types of debt. Regarding a cash advance, you need to know the cash loan details in order to determine if they can be included after bankruptcy. http://www.paydaycashadvanceloans.biz/articles_filing-bankruptcy-cash-advance.asp Article 1601 on PaydayCashAdvanceLoans.biz Thu, 20 May 2010 00:00:00 GMT Ever wonder whether or not you should use that check your credit card company sends you? Take some time to understand everything about before using it. http://www.paydaycashadvanceloans.biz/articles_convenience-checks-cash-advance.asp Article 1598 on PaydayCashAdvanceLoans.biz Tue, 04 May 2010 00:00:00 GMT With the enactment of the Service Members Anti-Predatory Lending Protection Act, it has become increasingly difficult to receive a military cash advance, but not impossible. http://www.paydaycashadvanceloans.biz/articles_military-cash-advance.asp Article 1591 on PaydayCashAdvanceLoans.biz Sun, 25 Apr 2010 00:00:00 GMT During the Fourth Annual Paybefore Awards event, sponsored in February 2010 by Prepaid Expo USA, an innovative prepaid credit card called Visa Insurcard... http://www.paydaycashadvanceloans.biz/articles_visa-insurcard.asp Article 1589 on PaydayCashAdvanceLoans.biz Sun, 28 Mar 2010 00:00:00 GMT Worried about credit card debt? If you do, then you are not alone. Some 2.5 million Americans are currently struggling with some level of credit card debt... http://www.paydaycashadvanceloans.biz/articles_eliminate-credit-card-debt .asp Article 1582 on PaydayCashAdvanceLoans.biz Sun, 21 Mar 2010 00:00:00 GMT Don’t qualify for a payday loan? Are you considering getting a prepaid credit card and want to know more? http://www.paydaycashadvanceloans.biz/articles_prepaid-credit-cards .asp Article 1581 on PaydayCashAdvanceLoans.biz Sun, 14 Mar 2010 00:00:00 GMT Find out the top payday loan common myths and explanations on why they are false. http://www.paydaycashadvanceloans.biz/articles_myths-payday-loans.asp Article 1573 on PaydayCashAdvanceLoans.biz Mon, 08 Mar 2010 00:00:00 GMT Learn more about the different types of IRS tax penalties and/or fees you may face. http://www.paydaycashadvanceloans.biz/articles_tax-penalty-facts .asp Article 1572 on PaydayCashAdvanceLoans.biz Mon, 01 Mar 2010 00:00:00 GMT Many tax software companies offer free tax filing help. The IRS offers a program called Free File for no charge. http://www.paydaycashadvanceloans.biz/articles_free-tax-help.asp Article 1566 on PaydayCashAdvanceLoans.biz Mon, 22 Feb 2010 00:00:00 GMT Compare the top rated free and paid tax preparation software programs. Read ratings and reviews of TaxCut, TurboTax and others tax programs. http://www.paydaycashadvanceloans.biz/articles_tax-preparation-software.asp Article 1562 on PaydayCashAdvanceLoans.biz Mon, 15 Feb 2010 00:00:00 GMT Find out whether you can discharge your taxes if you file for bankruptcy. Read the criteria you must meet to fully discharge your tax debt. http://www.paydaycashadvanceloans.biz/articles_tax-debt-management.asp Article 1561 on PaydayCashAdvanceLoans.biz Wed, 10 Feb 2010 00:00:00 GMT Payday Loan and Cash Advance industry moves beyond traditional customers to provide Payday Advances to middle class and working families http://www.paydaycashadvanceloans.biz/articles_new-markets-for-payday-loans.asp Article 1557 on PaydayCashAdvanceLoans.biz Thu, 10 Dec 2009 00:00:00 GMT Find the best Cash Advance Loan to help you avoid debt. Get an online rate quote in minutes to find the lowest rates from lenders in your area. Get approved today! http://www.paydaycashadvanceloans.biz/articles_compare-loan-rates-and-requirements.asp Article 1554 on PaydayCashAdvanceLoans.biz Wed, 02 Dec 2009 00:00:00 GMT Online Fast Cash Loans and Instant Personal Loans provide consumers faster access to cash through Payday Advance Loans http://www.paydaycashadvanceloans.biz/articles_online-payday-loans-offer-convenience.asp Article 1552 on PaydayCashAdvanceLoans.biz Fri, 20 Nov 2009 00:00:00 GMT New Payday Loans study finds that Payday Loan Cash Advances help consumers stay out of debt http://www.paydaycashadvanceloans.biz/articles_study-supports-payday-loan-lenders.asp Article 1548 on PaydayCashAdvanceLoans.biz Fri, 13 Nov 2009 00:00:00 GMT A comparison of different Personal Loan Rates and Terms including Unsecured Personal Loans, Secured Personal Loans and Payday Loans. http://www.paydaycashadvanceloans.biz/articles_secured-or-unsecured-loans.asp Article 1537 on PaydayCashAdvanceLoans.biz Fri, 16 Oct 2009 00:00:00 GMT The Payday Loan Reform Act isn't about banning payday loans entirely, it's about helping protect consumers and keeping lenders honest http://www.paydaycashadvanceloans.biz/articles_payday-reform-act-helps-consumers.asp Article 1513 on PaydayCashAdvanceLoans.biz Mon, 06 Jul 2009 00:00:00 GMT Lawmakers have put a piece of legislation called the Payday Loan Reform Act before Congress. Learn what that means for the cash advance industry and you http://www.paydaycashadvanceloans.biz/articles_about-payday-loan-reform-act.asp Article 1500 on PaydayCashAdvanceLoans.biz Thu, 14 May 2009 00:00:00 GMT Eleven tips on managing Check Cash Advance Loans such as Cash Advance Payday Loans and No Credit Cash Advance Loans to avoid the devious cycle of Fast Cash Loans http://www.paydaycashadvanceloans.biz/articles_avoinding-cash-advance-cycle.asp Article 1466 on PaydayCashAdvanceLoans.biz Fri, 24 Apr 2009 00:00:00 GMT Understand the purpose of Fast Cash Loans and when the right time would be to obtain an Online Cash Advance Loan and similar Loans for Bad Credit Borrowers http://www.paydaycashadvanceloans.biz/articles_right-time-for-cash-advance.asp Article 1456 on PaydayCashAdvanceLoans.biz Tue, 07 Apr 2009 00:00:00 GMT Advice for Borrowers unable to Repay their Cash Advance Loans on time, how to go about applying for a Loan Extension and avoid Debt through Payday Loan Repayment http://www.paydaycashadvanceloans.biz/articles_payday-loan-repayment-policies.asp Article 1424 on PaydayCashAdvanceLoans.biz Thu, 12 Mar 2009 00:00:00 GMT An extensive list of the Fundamental Keys to Financial Planning and ways in which individuals can easily incorporate Personal Financial Planning into their daily lives http://www.paydaycashadvanceloans.biz/articles_keys-to-financial-planning.asp Article 1390 on PaydayCashAdvanceLoans.biz Wed, 25 Feb 2009 00:00:00 GMT Use these personal financial management tips and advice to control your finances and reduce debt. Includes definitions, helpful tips and software reviews http://www.paydaycashadvanceloans.biz/articles_personal-financial-management.asp Article 1207 on PaydayCashAdvanceLoans.biz Fri, 20 Feb 2009 00:00:00 GMT The key benefits of No Verification Payday Loans also known as No Teletrack Payday Loans or Same Day Payday Loans and how do these Cash Advance Loans compare to traditional Loans http://www.paydaycashadvanceloans.biz/articles_no-hassles-with-no-verification-payday-loans.asp Article 910 on PaydayCashAdvanceLoans.biz Tue, 19 Aug 2008 00:00:00 GMT Important information for Borrowers to consider before applying for Cash Advance Payday Loans and how to avoid getting a Default Payday Loan or getting in trouble with Payday Loan Companies http://www.paydaycashadvanceloans.biz/articles_staying-away-from-potential-payday-loan-trouble.asp Article 903 on PaydayCashAdvanceLoans.biz Tue, 12 Aug 2008 00:00:00 GMT An overview of the benefits reaped from Business Cash Advance Loans and how a Cash Advance for Small Businesses can allow the company to grow at a faster rate http://www.paydaycashadvanceloans.biz/articles_cash-advance-loans-for-small-business-owners.asp Article 895 on PaydayCashAdvanceLoans.biz Mon, 11 Aug 2008 00:00:00 GMT Poll Shows that Ohio Payday Loans and Fast Cash Personal Loans have strong support from Ohioans http://www.paydaycashadvanceloans.biz/articles_payday-lenders-fight-for-rights-of-ohio-consumers.asp Article 850 on PaydayCashAdvanceLoans.biz Thu, 03 Jul 2008 00:00:00 GMT Online Fast Cash Personal Loans provide millions of Americans with much needed emergency cash http://www.paydaycashadvanceloans.biz/articles_bad-credit-loans-help-millions-of-americans.asp Article 844 on PaydayCashAdvanceLoans.biz Wed, 25 Jun 2008 00:00:00 GMT Payday Loans and Fast Cash Advances are available to consumers with Bad Credit http://www.paydaycashadvanceloans.biz/articles_payday-cash-advance-loans-for-those-with-bad-credit.asp Article 817 on PaydayCashAdvanceLoans.biz Thu, 05 Jun 2008 00:00:00 GMT Payday Loans and Fast Cash Advances provide more convenience to consumers through the use of prepaid Visa and MasterCards http://www.paydaycashadvanceloans.biz/articles_cash-advances-and-payday-loans-get-easier-to-use.asp Article 803 on PaydayCashAdvanceLoans.biz Wed, 21 May 2008 00:00:00 GMT Cash Advance and Fast Personal Loans come to the forefront as the Ohio legislature debates capping Payday Loan Interest Rates http://www.paydaycashadvanceloans.biz/articles_payday-loan-cash-advances-come-to-the-forefront-in-ohio.asp Article 788 on PaydayCashAdvanceLoans.biz Fri, 02 May 2008 00:00:00 GMT Fast Cash Loans and Payday Advances now being offered by banks and credit unions to consumers and businesses http://www.paydaycashadvanceloans.biz/articles_competition-for-payday-loans-begin.asp Article 761 on PaydayCashAdvanceLoans.biz Wed, 09 Apr 2008 00:00:00 GMT NPCA supports research studies that identify the fact that Cash Advance and Payday Loans help consumers avoid expensive Credit options http://www.paydaycashadvanceloans.biz/articles_study-support-payday-loans.asp Article 735 on PaydayCashAdvanceLoans.biz Thu, 20 Mar 2008 00:00:00 GMT Payday Loans and Cash Advance help consumers avoid financial crises by offering Fast Easy Cash Loans, according to a new study http://www.paydaycashadvanceloans.biz/articles_study-supports-payday-loans.asp Article 707 on PaydayCashAdvanceLoans.biz Wed, 20 Feb 2008 00:00:00 GMT How traditional Payday Loans helped a middle class man in Las Vegas Get Rich Quick and achieve Financial Freedom http://www.paydaycashadvanceloans.biz/articles_las-vegas-payday-loan.asp Article 666 on PaydayCashAdvanceLoans.biz Tue, 15 Jan 2008 00:00:00 GMT Payday Advances Loans & Check Cash Advances Maintain Profitable Fast Cash services in DC. http://www.paydaycashadvanceloans.biz/articles_payday-loan-lender-laws.asp Article 661 on PaydayCashAdvanceLoans.biz Fri, 11 Jan 2008 00:00:00 GMT North Carolina Payday Loans, Faxless Payday Loans, and Cash Advances may be regulated by Federal Laws soon http://www.paydaycashadvanceloans.biz/articles_payday-loans-congress.asp Article 635 on PaydayCashAdvanceLoans.biz Thu, 03 Jan 2008 00:00:00 GMT Payday Loan and Cash Advance lenders start giving Payday Loans to Business and consumers http://www.paydaycashadvanceloans.biz/articles_payday-loans-business-owners.asp Article 593 on PaydayCashAdvanceLoans.biz Tue, 11 Dec 2007 00:00:00 GMT New Hampshire Payday Loan and Cash Advance Lenders celebrate as lawmakers decide not to place cap on Interest Rates which affect the Payday Advance Industry http://www.paydaycashadvanceloans.biz/articles_new-hampshire-payday-victory.asp Article 535 on PaydayCashAdvanceLoans.biz Tue, 13 Nov 2007 00:00:00 GMT Consumers need to be weary when seeking out Personal Cash Loans or Payday Loans to avoid Loan Sharking often practiced by illegitimate Payday Lenders. http://www.paydaycashadvanceloans.biz/articles_payday_loan_shark.asp Article 445 on PaydayCashAdvanceLoans.biz Thu, 11 Oct 2007 00:00:00 GMT Payday Loan and Cash Advance lenders offer more convenience to consumers by offering prepaid debit cards http://www.paydaycashadvanceloans.biz/articles_payday_loan_debit_cards.asp Article 420 on PaydayCashAdvanceLoans.biz Tue, 02 Oct 2007 00:00:00 GMT Banks are now offering Payday Cash Advance Loans, No Fax Payday Loans, Online Payday Loans, and other Personal Loans to Businesses http://www.paydaycashadvanceloans.biz/articles_payday_loans_gain_acceptance.asp Article 385 on PaydayCashAdvanceLoans.biz Thu, 23 Aug 2007 00:00:00 GMT Payday Loan and Cash Advance Industry may become regulated if Andy Jorgensen gets his bill passed in the Wisconsin House. http://www.paydaycashadvanceloans.biz/articles_wisonsin_payday_loan.asp Article 354 on PaydayCashAdvanceLoans.biz Fri, 17 Aug 2007 00:00:00 GMT Payday Loan and Cash Advance Lenders keep up with technology to offer No Fax Payday Loans, Personal Loans, and Online Payday Loans Options. http://www.paydaycashadvanceloans.biz/articles_no_fax_payday_industry.asp Article 341 on PaydayCashAdvanceLoans.biz Mon, 06 Aug 2007 00:00:00 GMT Payday loan companies that allows borrowers to extend their loans may be causing an addiction to the payday loan cycle. http://www.paydaycashadvanceloans.biz/articles_trustworthy_payday_lenders.asp Article 320 on PaydayCashAdvanceLoans.biz Tue, 19 Jun 2007 00:00:00 GMT Although payday cash advance loans entail high interest rates, these emergency personal loans can save individuals from tremendous debt. http://www.paydaycashadvanceloans.biz/articles_payday_loan_criticisms.asp Article 314 on PaydayCashAdvanceLoans.biz Thu, 14 Jun 2007 00:00:00 GMT Find out how the payday loan industry is attempting to improve their image and putting into place best practices through self-governance. http://www.paydaycashadvanceloans.biz/articles_maligned_payday_cash_advance_loans.asp Article 298 on PaydayCashAdvanceLoans.biz Thu, 31 May 2007 00:00:00 GMT New rate cap causes Oregon payday advance lenders to voice an opinion. http://www.paydaycashadvanceloans.biz/articles_new_rate_cap.asp Article 269 on PaydayCashAdvanceLoans.biz Thu, 24 May 2007 00:00:00 GMT A recent report by the Federal Reserve Bank of New York corrects the misconception that payday loans are predatory in nature. http://www.paydaycashadvanceloans.biz/articles_legitimate_payday_loans.asp Article 254 on PaydayCashAdvanceLoans.biz Fri, 18 May 2007 00:00:00 GMT Payday loan companies that allows borrowers to extend their loans may be causing an addiction to the payday loan cycle. http://www.paydaycashadvanceloans.biz/articles_payday_loan_addiction.asp Article 251 on PaydayCashAdvanceLoans.biz Thu, 17 May 2007 00:00:00 GMT Payday loan scams from phony online payday cash advance companies continue to trick consumers in order to get their personal information. http://www.paydaycashadvanceloans.biz/articles_payday_loan_scams.asp Article 250 on PaydayCashAdvanceLoans.biz Wed, 16 May 2007 00:00:00 GMT Effective cash flow analysis and budgeting tips to achieve financial security. http://www.paydaycashadvanceloans.biz/articles_cash_flow_analysis.asp Article 190 on PaydayCashAdvanceLoans.biz Tue, 24 Apr 2007 00:00:00 GMT Low-income neighborhoods have been hit hard by the payday loan industry. http://www.paydaycashadvanceloans.biz/articles_payday_loan_reform.asp Article 172 on PaydayCashAdvanceLoans.biz Thu, 12 Apr 2007 00:00:00 GMT Payday Cash Advance Loans may return to Georgia amidst controversy. http://www.paydaycashadvanceloans.biz/articles_payday_loans_georgia.asp Article 166 on PaydayCashAdvanceLoans.biz Wed, 04 Apr 2007 00:00:00 GMT