Mississippi Payday Loans

People that are in need of payday loan services in Mississippi are allowed to obtain those funds for up to $400. Cash advance companies have a long list of requirements to meet in order to comply with Mississippi laws, however. All cash advance companies, like ones in Jackson, must have a permanent U.S. address, have at least 100 square feet of operating space and not be located near a pawnshop, title pledge company or small loan office. As far as consumers are concerned, Mississippi payday lenders must sign the loan agreement on the date of the transaction and refer to all charges as service fees, not interest. Cash advance companies can even give customers coupons and incentives to return - as long as those initiatives benefit the client financially. No criminal charges are allowed against customers that default or fall behind on their cash advance payments.

Maximum Principal

A borrower can ask for up to $400 in payday loans.

Length of Loan

Loan terms are set at 30 days.


No extensions or rollovers of payday loans are permitted.


The most a payday lender can charge is 18 percent of a check's amount. For a two week loan, the service fee is $22 on every $100 borrowed.


For a two-week loan of $100, the APR is 572 percent.

Any Day's A Payday
775 East Fortification Street
Jackson, MS 39202
Economy Check Advance
3070 Terry Road
Jackson, MS 39212
Express Check Advance
3100 Bienville Boulevard Suite 66
Ocean Springs, MS 39564
Checkcare Systems
731 South Pear Orchard Road Suite 23
Ridgeland, MS 39157
Express Check Advance
3188 West Northside Drive Suite 130
Jackson, MS 39213
Express Check Advance
1990 South Frontage Road Suite G
Vicksburg, MS 39180
Check Mart of Grenada
1278 South Drive Mrtn Lthr Kng Jr
Grenada, MS 38901
Family Check Advance
229 Martn Lthr Kng Jr Drive
Holly Springs, MS 38635
Check Advance
1106 North 2nd Street Suite C
Booneville, MS 38829
MCA Quick Cash
1603 North Harper Road Extension
Corinth, MS 38834

Mississippi Loan Statistics

Pay Schedule
Average Loan Average Age Weekly Bi-Weekly Monthly Twice Per Month Home Owner Renter