Nevada Payday Loans

The laws governing payday loans change and depend on which state is lending. Nevada is one of only two states (the other is Utah) where cash advance fees have no regulation. A payday loan company can charge consumers whatever they would like. This means that consumers can be asked to pay any percentage or fee relating to a payday advance and there is no cap set forth by state laws. Consumers do have limits on what they can borrow, though. The principal loan amount cannot be more than 25 percent of the borrower's gross monthly income. Borrowers that default on payday loans cannot be prosecuted criminally unless the lender can prove criminal intent on the part of the consumer. Private collection is allowed.

You can find payday loans anywhere in Nevada.  The two most common places are in the gambling cities of Las Vegas and Reno.

Maximum Principal

There is no set number for a maximum, but the loan cannot exceed 25 percent of the customer's monthly income.

Length of Loan

Loan terms are set at 60 days.


Borrowers are able to extend or rollover their cash advances four times, according to current Nevada law.


There are no limits for the fees that Nevada lenders can charge for payday loans.


The interest rate for payday loans is unlimited, as there are no laws that cap the APR.

Check 'n Go
4180 South Rainbow Boulevard Suite 803
Las Vegas, NV 89103
Koster's Cash Loans
1105 South Rainbow Boulevard Suite 101
Las Vegas, NV 89146
Koster's Cash Loans
5111 East Charleston Boulevard Suite A
Las Vegas, NV 89142
Lucky Cash 4 U
2550 South Rainbow Boulevard Suite E1
Las Vegas, NV 89146
Koster's Cash Loans
7421 West Lake Mead Boulevard Suite A
Las Vegas, NV 89128
VIP Cash
1700 East Desert Inn Road Suite 405B
Las Vegas, NV 89109
Cash Today Loans
1620 South Decatur Boulevard Suite A
Las Vegas, NV 89102
Koster's Cash Loans
4985 West Tropicana Avenue Suite 102
Las Vegas, NV 89103
Koster's Cash Loans
2560 South Maryland Parkway Suite 10
Las Vegas, NV 89109
Payday Loans-Loan Mart
2248 South Nellis Boulevard Suite 3
Las Vegas, NV 89104

Nevada Loan Statistics

Pay Schedule
Average Loan Average Age Weekly Bi-Weekly Monthly Twice Per Month Home Owner Renter