Wisconsin Payday Loans

In addition to identifying a state, the word Wisconsin identifies the fourth glaciation period of the Pleistocene age in North America.  It is also an Indian word meaning "gathering of the waters."  Wisconsin is home to many lakes and waterways and was also home to the inventor of the outboard motor for boats.  Architect Frank Loyd Wright is from Wisconsin as well and beer is just as popular as Wisconsin cheese.

Wisconsin is one of the most liberal states concerning payday loans.  The strictest requirements come into play before the funds are dispersed to the customer.  Lenders must provide a statement that explains the following:  these types of loans are intended for short term and emergency purposes, refinancing fees may apply if the loan is not paid in full during the term of the loan, and that loan refinancing creates financial hardship.  Wisconsin also provides lenders with educational materials to give to customers on the dangers of refinancing loans.  Wisconsin has many lender locations throughout the state, two of the most common locations being Madison and Milwaukee.

Maximum Loan Amount

Wisconsin does not set a maximum loan amount.

Loan Terms

There is no restriction of the length of a loan in Wisconsin.

Extensions

Loans may be deferred and extended as many times as the lender will allow.

Fees and Charges

There is no limit to the amount a lender may charge in fees and other charges.

Fee Schedule and APR

There is no cap on interest rates in Wisconsin and interest charges as high as 430 percent are common.

Check Into Cash
9348 State Road 16
Onalaska, WI 54650
EZMONEY Payday Loans
605 2nd Avenue South
Onalaska, WI 54650
(608) 783-1701
Cash Store
1931 North Shawano Street Suite 250
New London, WI 54961
Check 'n Go
2575 South Memorial Drive Suite 102
Appleton, WI 54915
Cash Box
2855 State Highway 47 South
Lac Du Flambeau, WI 54538
Check Into Cash
484 North Rolling Meadows Drive
Fond Du Lac, WI 54937
Check Advance
1701 North Spring Street Suite 8
Beaver Dam, WI 53916
Port Washington State Bank
206 North Franklin Street
Port Washington, WI 53074
Check'n Go
339 East Prairie View Road
Chippewa Falls, WI 54729
Check Check Cashing Service
1699 Avenue Suite 116
Schofield, WI 54476

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Wisconsin Loan Statistics

Pay Schedule
Average Loan Average Age Weekly Bi-Weekly Monthly Twice Per Month Home Owner Renter
2012$6423721%50%17%11%23%77%
2011$6283619%53%17%11%21%79%
2010$6183917%53%21%9%25%75%