Wyoming Payday Loans

Wyoming touches more states than any other state and its name is an Indian slang word meaning "almost square."  It was the first state to allow women to vote.  It is the smallest state in terms of population, the tenth largest in terms of area, and is home to most of Yellowstone National Park. 

Payday loans are governed in Wyoming by several requirements imposed by the state.  Lenders must conspicuously display their fees.  They must also disclose a borrower's rights and obligations in clear and understandable language.  Customers have the right to cancel their payday loans or payday cash advance loan and the lender has 20 days to refund the customer's payment.  Initial fees can be paid in installments if allowed by the lender and the lender cannot charge an additional fee for this service. Delinquent borrowers are protected from criminal prosecution but can face civil penalties imposed through private actions. 

Maximum Loan Amount

There is no set maximum loan amount in Wyoming.

Loan Terms

The state sets the loan terms at 30 calendar days.

Extensions

Wyoming does not allow extensions and rollovers.

Fees and Charges

Lenders may not charge more than $30 or 20 percent of the loan amount, whichever is greater, in any given month.

Fee Schedule and APR

The APR is 780% for a two-week, $100 loan.

Ace America's Cash Express
2206 Dell Range Boulevard Suite H
Cheyenne, WY 82009
Quick Cash
560 East Flaming Gorge Way
Green River, WY 82935
EZ Cash
801 East 4th Street Suite 15
Gillette, WY 82716
Quik Check Exchange
515 East Pershing Boulevard
Cheyenne, WY 82001
B & R Check Holders
218 South Greeley Highway
Cheyenne, WY 82007
Quik Check
1802 Dell Range Boulevard
Cheyenne, WY 82009
Check Into Cash
303 Cole Shopping Centre
Cheyenne, WY 82001
Fast Cash Eastside Location
1123 South Beverly Street
Casper, WY 82609
B & R Check Holders
900 Camel Drive Suite A
Gillette, WY 82716
E Z Cash
1230 North Main Street
Sheridan, WY 82801

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Wyoming Loan Statistics

Pay Schedule
Average Loan Average Age Weekly Bi-Weekly Monthly Twice Per Month Home Owner Renter
2012$6363811%47%30%11%34%66%
2011$776367%61%20%12%37%63%
2010$8133919%44%19%18%40%60%